POS machine card method, you are worth learning

In real life, after some friends swipe their cards, the credit card will be inexplicably frozen and sealed by the bank. Why does this happen?

Suspected cashing causes freezing

Frequent use of pos machine for large consumption, especially the obvious cash-out characteristics, caused UnionPay to doubt your credit, the bank will reduce your credit card quota, if the circumstances are serious, the card will be directly sealed.

Multiple overdue payments

The solution to the overdue repayment of the bank by the bank to freeze and seal the card is to repay the loan as much as possible, or to invoice the bill, call the customer service to request the thawing, the result may be derated, but if the number of overdue is not much, the general customer service will Give thawed.

The following three situations are something that everyone should pay attention to avoid.

Mobile phone POS machine set code, hop code

The proliferation of mobile POS machines on the market now leads to a chaotic state of credit card consumption records.

The card location is inconsistent with the merchant registration location

Frequent use of overseas POS card, it is recommended not to use overseas POS machine.

Frequently consumed on the Internet and the scan code ratio is too high

Because online consumer banks are not profitable, banks will not take some measures to make money.

Of course, if the cardholder is forced to freeze the bank account by the court due to various disputes over the property, the credit card will be frozen. This kind of situation is relatively rare. First, we must first solve the lawsuit before we can unfreeze the credit card.

to sum up

Many credit card holders are very keen on credit card maintenance, and the card is mainly divided into two parts:

Some are purely technical hobbies; the other part is because of credit card debt pressure and find ways to raise the card.

After all, credit cards are a tool. I think how to use credit cards as a starting point in my life is what my friends need to think about when using credit cards.

Finally, we remind everyone to use cards rationally, rational use cards, and scientific cards.